Larry Lapidus

Why Do Lenders Sell Loans?

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When you first work with your loan officer very early on in the process, you’ll soon establish a trusting relationship with that person. You’ve shopped around for a new loan…

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New Tech All Homes Will Have By 2020

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New technologies are constantly emerging, rendering others obsolete every day. Many of these technologies eventually enter into our homes after being used in businesses or other capacities throughout the world…

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Credit Inquiries: Why Lenders Care

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FICO scores are calculated using an algorithm originally developed by The FICO Company. This algorithm considers five different characteristics of a credit file. Of course, payment history carries the most…

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